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Apr 9

Testing for Chinese Drywall

The first option is a self test. To self test your home for Chinese drywall, first check your copper wiring by removing the covers to your light switches and outlets. Look for your copper ground wire. It should be shiny and copper colored. If it is dark or black, there is a high chance that you have Chinese drywall. NOTE: Exercise extreme when entering these wire boxes. Those wires are live and carry enough electricity to kill. Do not touch the wiring, simply observe it.

Measure up about 49” above the floor, that should be the horizontal joint between the sheets, cut out a piece about 6” above and 6” below that height, for about 4 feet, that should give enough edge to find the name.

Repairing drywall is cheap and easy, and if the piece comes out in one piece as it should, that same piece can be put back in and patched around. Of course, if it is Chinese drywall, put it back in temporarily, but why patch it? All of the drywall may end up getting ripped out anyway.

Continuing with a home test, check the copper pipes leading to and from your water heater. Again, dark colored copper is an indication of Chinese drywall. The advantages of a self test is that they are cheap, pretty straight forward, and you know your own house. The disadvantages are the danger of checking live wiring, and the fact that this only examines the sheets of drywall where the outlets and switch boxes are. This still misses most of the drywall in your house, so you could still have Chinese drywall in your house and not see it with this method.

The second method of testing is to hire a home inspector. There are a plethora of home inspectors that offer Chinese drywall inspection, usually ranging from $150-$200. These inspectors generally perform all the steps you would do in a self inspection, but save you the trouble of doing it. They also take photographic evidence of what they find and supply you with a printed summary a few days after the inspection.

The advantages of a home inspector are that they save you the hassle of inspecting yourself, and keep you away from any dangerous live wiring. They also give you written and photographic documentation of what they find, which allows you to present that material when it comes time to sell your house. The disadvantages are that these inspectors can still miss large portions of your house, since they don’t check every sheet of drywall. This means that even if their report comes back clean, you could still have Chinese drywall in your home. Also, there is no federal mandated method of inspecting for Chinese drywall, so these home inspectors all follow their own unique guidelines.

The third option is to send a sample away to a professional lab such as Pro-Lab or Caslab for chemical analysis. These usually cost anywhere from $150 to $500 per sample, and as such are the most expensive option. Also, since the price is per sample, to test every sheet in your home would cost hundreds of thousands of dollars.

The last option is through a do it yourself DIY Chinese drywall test kit. These test kits allow you to chemically test every sheet of drywall in your home for Chinese drywall. There used to be two competing companies that offered DIY chinese drywall test kits, www.InspectorsInc.com and www.ChineseDrywallTesterKit.com, but the first one appears to have since gone out of business. Now only the latter, www.ChineseDrywallTesterKit.com still exists. The advantage of these kits is that you can test your whole house for less than the cost of a home inspection or a lab sample. The downside is that you don’t get photographic summary from a home inspector. But you could always take your own photos of the results of the test and have that as proof.

BANK OWNED FORECLOSURE OF THE DAY

Royal Palm Beach, FL
Single Family Home

Two story single family home, 4 bedrooms, 2.5 baths, 2 car garage, 2267 square feet under air. Tiled floors, spa tub in master bath. Built 2003, concrete block construction, nice preserve and wooded views. Homeowner’s association fees only $275/mo, covers lawn care.  ID: FB3791

Final Judgment $318,465. Asking price $205,000.

 

***Bank owned properties are extremely competitive in this area and most often have multiple offers the same day they hit the market, sometimes within hours.  If you are interested in this property, you need to act immediately.  Please call us for details.  561-427-0470.  

Follow us on Twitter, or join our Facebook friends network, and be sure to tell your friends about us.  Be the first to get hot foreclosure properties fresh on the market, often even BEFORE they go out to the general public.

Peggy Berkoff & Andrea DiRico
Foreclosure & Short Sale Experts – The “Foreclosure Gurus”
North County Properties

Peggy 561-301-2243 cell
pberkoff@ncpflorida.com

Andrea 561-543-8715 cell
adirico@ncpflorida.com

BANK OWNED FORECLOSURE OF THE DAY

Palm City, FL
Single Family Home

Beautiful pool home with great view of the pond & golf course. 4 bedrooms, 4.5 baths, 3 car garage, 4806 square feet under air. Large stainless steel kitchen with wine cooler, formal living and dining rooms with fireplace. Gated community allows pets. ID: FB3788

Last sold 2006 $1,139,000. Asking price $661,400. 

***Bank owned properties are extremely competitive in this area and most often have multiple offers the same day they hit the market, sometimes within hours.  If you are interested in this property, you need to act immediately.  Please call us for details.  561-427-0470.  

Follow us on Twitter, or join our Facebook friends network, and be sure to tell your friends about us.  Be the first to get hot foreclosure properties fresh on the market, often even BEFORE they go out to the general public.

Peggy Berkoff & Andrea DiRico
Foreclosure & Short Sale Experts – The “Foreclosure Gurus”
North County Properties

Peggy 561-301-2243 cell
pberkoff@ncpflorida.com

Andrea 561-543-8715 cell
adirico@ncpflorida.com

House kills mortgage relief in Wall Street bill

WASHINGTON – Dec. 14, 2009 – The House has rejected an effort to expand a Wall Street regulation bill with mortgage relief that would let debt-ridden homeowners reduce their payments in bankruptcy court. The vote was 241-188 to reject.

The provision would have revived a previous bill that passed the House but later failed in the Senate.

Democrats hoped that by inserting the provision in the regulatory legislation they would have had another opportunity to make it law. Aiding homeowners through bankruptcy had been a key feature of President Barack Obama’s foreclosure fighting proposal, but the president did not push for it.

Banks and credit unions have lobbied against the bankruptcy measure. They say it would force a flood of bankruptcy filings and ultimately drive up mortgage rates.

Federal help may be on way for homeowners with defective Chinese drywall

WASHINGTON – Dec. 14, 2009 – The U.S. Department of Housing and Urban Development (HUD) will soon issue guidelines on how homeowners with defective drywall can apply for federal money, according to a letter sent to U.S. Sen. Bill Nelson of Florida.

Department Secretary Shaun Donovan had previously suggested during a trip to Florida that homeowners may be able to find funding under the Community Development Block Grant program.

That program is geared toward helping communities avoid blight by aiding low-income households or areas affected by natural disasters.

However, because the defective drywall problem is unprecedented, affected homeowners who have tried to apply for one of the grants have so far often been met with blank stares. In addition, the grants are generally only given to households below a certain income level, furthering the confusion over whether many of the affected homes in Palm Beach County would be eligible.

However, it appears that the housing department will soon be explaining how affected homeowners may be able to get federal assistance for their tainted drywall problems.

“The guidance will provide details about the eligible activities relating to drywall remediation, and the ways in which (block grant) funds can be used to benefit families with various income levels,” Donovan wrote to Nelson in a letter dated Monday.

“It is my expectation that this guidance will be valuable in helping affected communities and homeowners determine how best to respond to this set of issues,” he continued.

The federal government has received 2,276 complaints of defective drywall from homeowners in 32 states, the District of Columbia and Puerto Rico. More than two-thirds of those complaints are from homeowners in Florida.

The defective drywall gives off a sulfuric gas that is thought to corrode metal components in homes and is blamed by many for health problems. Most of the defective drywall appears to be Chinese-made, although some homeowners have complained of the same problems with domestic wallboard.